xfourotwo · one agentic use case a weekWeek 1: InstinctWeek 2: BetterClaw →

Instinct, now with money.

Your assistant gets a spending balance of its own. It pays for what it needs, sends money and gets paid, inside limits you set once.
Built by Perflo on Instinct's surface, to show what it could do with a budget of its own. Not affiliated with Instinct.
Try anything, it runs live
Instinct
online · money on
Hey. Ask me anything. I look people and companies up, pay a few cents for the data I need, and keep to the limits you set. This browser gets its own budget the moment you ask.
now
Your budget, live from Perflo
Left this hour$0.10
Left today$0.25
Left this month$1.00
Image generationblocked
This browser gets its own Perflo budget the first time you ask something. Real caps, enforced by Perflo before every call. Nothing on this page is scripted.
What you would use it for

Things it could not do before. Now it just does them.

Pay a vendor

Paste the bank details, say the amount, it pays.

A real bank payout, no fee taken from the recipient. The assistant saves the vendor once and pays inside your limits.

Can we make a payment to this please
IInstinct21 Aug
hey. Account holder: PETS ON CLICK TRADING L.L.C, Bank: Emirates NBD, IBAN AE55 •••• •••• •••• 6301. Can we make a payment to this please
Found them, saved as "pets-on-click". How much should I send?
365 aed
Done! 365 AED sent to Pets on Click Trading.
Any fee?
The payment was 365 AED (about $99.39). No extra fee was charged on top. You sent 365 AED and the recipient gets the full amount.
Send to a person

Send money to an email. One tap to approve, then it goes.

They get it in the account linked to that email. The assistant confirms when it has landed.

Can you send 20 AED to Carol?
IInstinct30 Jul
Can you send 20 aed to carol•••••@gmail.com
I've started the transfer of 20 AED to carol•••••@gmail.com. You just need to confirm it with one tap:

app.perflo.ai/approve?sid=LdQr…f4k

Once you approve, the 20 AED will be on its way.
Done
Yes, it went through! 20 AED has been sent.

Sent: AED 20 (≈ $5.44)
To: carol•••••@gmail.com
Status: Completed

They'll receive it in their account linked to that email. Anything else?
Get paid

Ask for your account details, get paid into them.

Real accounts in three currencies, opened for you. Money lands there and the assistant tells you when it does.

Can you show me my bank accounts?
IInstinct13 Aug
Hey! Can you show me my bank accounts?
You have 3 accounts with me:

AED · Zand Bank
IBAN AE04 •••• •••• •••• 4607
SWIFT ZANDAEAAXXX

USD · JP Morgan Chase
Account •••• •••• 3627

EUR
IBAN NL46 •••• •••• 1572
SWIFT CLRBNL2A031

These are real bank accounts you can receive money into from anywhere. Want me to check your current balance on each?
Buy what it needs

Pay for the data a task needs, cents at a time.

It picked the news vendor, paid $0.04 from its own balance and answered. No subscription, no account with the provider.

Latest news on Instinct's Series B
IInstinctToday · live
Latest news on Instinct's Series B
Here is what came back:

• Instinct AI assistant raises $250 million Series B at $2.5B valuation, Yahoo Finance
• The Latest Viral AI Assistant Rocketing Across Silicon Valley, WSJ
• Viral AI startup Instinct has raised $350M at a $2.5B valuation, TechCrunch
Serper News · charged $0.04done · settled on chain
How it works

Approve once. Then it pays on its own.

01

Set the limits

Most per payment, total before it asks again, who it may pay, how long the permission lasts.

02

It pays inside them

For data and tools by the call, to saved people, into its own account. No prompt each time.

03

Every payment is checked first

Against your limits, before the money moves. The assistant never holds a key. One tap ends all spending.

Guardrails, as they work on Perflo

The limits live outside the assistant. Set them, approve once, try to break them.

The same three steps your money runs on. Set a policy, approve it once on your device, then send test payments against it.
Pay-per-use policy enforced before every payment

Pay-per-use limit

Almost done. One more step on your device and your assistant can start spending under these limits.

Not finished
$2.31 of $136.15 spent
In an hour
$25.00
In a day
$25.00
In a month
$60.00
Most in one payment
$5.00
In total
$136.15
Who they can pay
Maya ×Alex ×+ Add someone
Stops applying on 26 Sept 2026.
Built-in protection what it can never do, whatever you ask it
Send funds to other wallets

Every transaction returns money to your own account.

Bypass the rules

Caps are checked before signing and enforced on-chain.

Raise its own limit

Any request from the assistant to loosen a limit is refused.

Try to break it

Send a test payment against the policy.

Checked the way Perflo checks a real one: is it on, who, the single-payment cap, then the hour, day, month and total.

WaitingSet an amount and a name, then check.
Simulated here. The phone above does the same against the live API.
Money

An account of its own. A card that is not yours.

A real account, in nine currencies.

Money comes in on local rails, in your own currency.

USD
AED
GBP
BRL
MXN
COP
NGN
PHP
EUR

A virtual dollar card of its own.

As many as you want, each named. The assistant never holds your card, and every card draws on one daily limit only you can change.

MastercardVirtual USDNamed per agent
531

services it pays for by the call, cents at a time. No subscriptions, no signups.

Paid out in 80+ countries, in local money.

Live corridors include the US, the Eurozone, the UAE, India, Pakistan, Nigeria, Brazil and Colombia.

SEPAFaster PaymentsPixUPISPEIBre-BNIPInstaPayACHSWIFT

Your money can only ever come back to you.

Saved recipients only. A new name is refused, not paid. One tap ends all spending, instantly.

Your money can only ever come back to you.

Saved recipients only. A new name is refused, not paid.

It never holds your card or a key.

A card of its own, a balance of its own, both on limits only you can change.

Off in one tap.

Ends all spending instantly, from any conversation.

Instinct, now with money.

Try it, it runs live

Powered by Perflo. Registered with FINTRAC as a money services business in Canada.